Truck-Insurance-Center is an independently owned website, run by one owner, that collects insurance requests from owner-operators. No policy is written here: the site is not an insurer, not an agency, and cannot underwrite or bind anything.
Your request is passed to licensed agents and partners who handle owner-operator business. Whether a policy can be offered, and at what premium, is up to the insurer that reviews it.
Leases and regulations decide who insures what. The pages summarise common arrangements, while the contract you sign and the policy you buy are what actually apply.
Why owner-operators need their own resource
Owner-operators sit between two worlds. They run a small business but haul under someone else's authority, and insurance responsibilities are split between them and the carrier. Most insurance sites are written for fleets or for car owners, which leaves leased-on drivers guessing about non-trucking liability, occupational accident and chargebacks.
No rankings, no averages
You will not find premium tables, insurer scores or customer testimonials on these pages, and nothing here says one arrangement is always cheaper. Owner-operator pricing depends on the lease, truck, driver record and freight.
Using the site
Read the coverage pages before you sign a new lease or decide to go independent, then use the form if you want quotes. You can stop contact at any time through the options in our privacy policy.
How requests are handled
Each request goes to licensed agents and partners who say they write owner-operator business. We do not sell your details to data brokers. If nobody can help with your situation, you may not hear back, and you are free to look elsewhere.
What we stand for
Driver's point of view
Explanations start from your lease.
Plain facts
Nothing ranked, nothing averaged.
Careful sharing
Shared only as the privacy policy says.